INITIAL DISCLOSURE DOCUMENT

Access Commercials UK Ltd  who also trades as Access2hire and Leaseless, is authorised and regulated by the Financial Conduct Authority.

 

Our Financial Conduct Authority Register number is 664169. Our permitted business is to provide regulated products and services.

 

You can check this in the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website https://register.fca.org.uk/s/or by contacting the Financial Conduct Authority on 0800 111 6768.

 

Consumer Credit Services

The Financial Conduct Authority (FCA) is the independent regulator of financial services. Use this information to decide if our services are right for you. Access Commercials UK Ltd is authorised and regulated by the Financial Conduct Authority (our registration number is 664169) and is permitted to advise on and arrange consumer credit contracts.

 

Whose Consumer Credit Do We Offer As A Broker?

As a Financial Conduct Authority regulated credit broker we can introduce you to a selected group of lenders (please follow this link for details of our lenders) who may be able to help you finance your vehicle. This group of lenders provides us with a range of products which may be suitable for your purchase (please follow this link for details of the products we offer). We will explain the key features of those products to you.

 

Which Service Will We Provide You With?

We will take steps to ensure that, in the course of advising you, we will only make a recommendation; that will be suitable for your demands and needs at the time that the recommendation is made. In assessing your demands and needs we may seek information about your personal circumstances and objectives which may be relevant, in order to enable us to identify your requirements. It is important that you provide us with accurate and relevant information.

 

What Will You Have To Pay Us For Our Services?

We do not charge fees. Some of our Smart Panel of lenders may charge an administration fee to set up your agreement. We may receive a commission or other benefits should you decide to enter into an agreement with the finance provider we have introduced you to. We have different commission arrangements in place with our Smart Panel which vary according to the volume of business transacted and the maintaining high levels of customer service, this is reflected in the monthly lease/rental rate that you pay for your vehicle. If you would like further information on commission please contact compliance@accesscommercials.co.uk

 

Confidentiality And Data Protection

As part of the process of obtaining finance for your vehicle we will need to pass your details on to one or more of our finance partners. A list of these partners together with their consumer credit licence numbers are available on request. Any organisation approached for credit will need to undertake credit searches with a credit reference agency which may affect your credit rating.